Finance Software Development

Businesses modernizing accounting infrastructure often cut manual financial operations by 40–70%, speed up month-end close by up to 50%, and improve reporting accuracy through automation and centralized financial data management.

We offer banking and accounting software development services to ensure process security while minimizing the interactions needed to create financial reports and analytics. Your tailored software will support varied accounting standards (e.g., GAAP, IFRS) and multi-currency transactions, including features like:

• General ledger management
• Accounts payable and receivable
• Invoicing and billing
• Financial reporting
• Budgeting and forecasting
• Payroll management
• Cash flow management
• Audit trails and control

Modern loan automation platforms reduce loan approval times by up to 80%, lower operational processing costs by 30–50%, and significantly improve risk assessment accuracy through AI-driven analytics and automated verification workflows.

Automate tasks related to fraud detection, credit scoring, and interest calculation: Devox provides financial services software development for loan management, including advanced features and compliance with AML, GDPR, FCRA, and local equivalents at the architecture level.

• Loan origination and loan servicing solutions
• Collections management
• Credit scoring software
• Portfolio management of loans
• Interest rate and amortization calculations

Automated tax solutions reduce manual tax preparation workloads by up to 60%, while minimizing reporting errors and improving compliance readiness through centralized document and reporting management. Get a tax tool that is easily updated, handles peak traffic well, and includes must-have features for convenience, such as:

• Tax calculation and preparation
• Tax return filing and submission
• Integration with government tax agencies
• Support for multiple tax jurisdictions
• Automated tax form generation
• Documents management
• Automatic reporting and analytics

Modern payment systems process thousands of transactions per second, reduce payment failures by up to 25%, and improve transaction security through tokenization, encryption, and AI-powered fraud prevention.

We develop software that facilitates online transactions by connecting merchants’ websites to a payment processing network. Get a solution that meets standards like PCI DSS, AML, and regional regulatory requirements, as well as infrastructure that is prepared for high transaction volumes and peak periods:

• Payment processing integration
• Fraud detection and prevention
• Data encryption
• Customer account management
• Reporting and analytics

Digital wallet and eMoney platforms can speed payment processing by up to 70% and reduce transaction friction with multi-currency, cross-border capabilities.

Our financial software developers assist eMoney institutions in building their core banking systems. Let your clients make payments conveniently thanks to enhanced compliance and security:

• eMoney issuing and distribution
• eWallet integration
• Currency exchange services
• Direct debit or credit transfers
• Cash withdrawals and deposits
• Encrypted account information

Enterprise investment firms that automate portfolio management and trade workflows can cut operational overhead by up to 60% and reduce post-trade reconciliation time from days to hours.

We build investment management software for asset managers, brokerages, and institutional trading desks — from order execution systems and portfolio analytics to risk infrastructure and regulatory reporting. We design every platform for MiFID II, SEC, and EMIR compliance at the architecture level, not as an afterthought.

• Trading and order management systems (OMS/EMS)
• Real-time portfolio tracking and performance attribution
• Risk management and exposure monitoring
• Automated post-trade reconciliation and settlement
• Market data integration with Bloomberg, Refinitiv, and exchange feeds
• Regulatory reporting automation

Cut claims processing time by up to 60% and improve underwriting efficiency with centralized workflows and real-time reporting.

We provide customized insurance software development for finance that supports life and risk insurance and connects with third-party resources like assistance databases, navigation systems, and statistics bureaus across the following:

• Underwriting
• Account management
• Claims processing
• Risk management
• Reinsurance

Financial institutions that shift to an API-first architecture can cut third-party integration costs by up to 45% and reduce time-to-market for new product launches from months to weeks.

We build Open Banking platforms and API infrastructure for banks, payment providers, and FinTech operators that need to meet PSD2 requirements, connect with third-party providers, and expose their services through secure, scalable APIs without rebuilding their core systems. Our teams design API layers that separate product delivery from legacy infrastructure, so new financial products, partner integrations, and regulatory changes no longer require touching the core banking system.

• PSD2-compliant APIs for account information and payment initiation services
• API gateway with authentication, rate limiting, versioning, and usage analytics
• Third-party provider connectivity with consent management and audit trails
• Banking-as-a-Service infrastructure for embedded finance operators
• Strong Customer Authentication flows aligned with GDPR and PSD2
• OAuth 2.0, mTLS, and tokenization across all external interfaces

We modernize core banking platforms for mid-size banks, credit unions, and financial institutions that want to reduce infrastructure debt and speed product delivery without a full system replacement that risks operations. Our approach is incremental — we wrap legacy cores with API layers, migrate functionality in controlled phases, and keep your teams serving customers throughout the program, not after it.

• Legacy core assessment with dependency mapping and phased modernization roadmap
• API wrapping and strangler fig migration without touching the underlying system
• Re-platforming to Temenos, Mambu, Thought Machine, or custom cloud-native cores
• Real-time payment integration with SWIFT, SEPA, FedNow, and domestic rails
• AML, KYC, and transaction monitoring built into the modernized core structurally
• Secure data migration with full reconciliation and zero data loss across cutover