Payment Gateway Software Development

Devox Software, as a payment gateway software development company, has 100+ skilled and qualified specialists that focus on creating custom software solutions. Increase customer retention, loyalty, and satisfaction rates by developing payment gateway platforms.

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Custom Features to Add

Payment Method Support

Support a variety of payment methods, including credit cards, debit cards, digital wallets like PayPal, services like Apple Pay, and other payment methods. Ensure customers can pay using their preferred method.

Cryptocurrencies (Blockchain-based payments)

Enable your customers to pay with cryptocurrencies and enter the new trendy era of blockchain-based solutions. Devox can develop secure, transparent, and seamless blockchain-powered payment gateway software for your business.

Integration with E-commerce Platforms

Integrate popular e-commerce platforms like Shopify, WooCommerce, Magento, and others into your software. Enable merchants to easily process transactions on their websites or online stores.


Protect customer and merchant data. As a payment gateway software development company, Devox uses encryption to ensure data privacy and fraud detection to identify suspicious transactions.


For businesses that offer subscription-based services or products, recurring billing is a great automation tool. The payment gateway software can nullify manual mistakes in monthly/annual payments, manage subscription billing cycles, and send payment reminders.


Invoicing allows businesses to generate and send invoices to customers to pay. It saves time and effort, improves payment processing, and enhances customer satisfaction by reducing manual mistakes.

Multi-Currency Support

Support multiple currencies to cater to international customers. Accept payments in different currencies or convert them to the local currency.

Reporting and Analytics

Reporting and analytics features provide insights into transaction data. Track sales, identify trends, and make informed decisions based on the data. Predict product demand using detailed analytics.

Customer Service

Integrate customer service and support via support chats and chatbots. Implement technical support, troubleshooting assistance, and guidance on how to use the software effectively.

Want to pump up your business? Order payment gateway software development from Devox.

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Why Security Is a Key to Your Success

Payment gateway software development requires following security standards and protocols since it is crucial to protect sensitive financial and personal information for any financial app.


Multi-factor authentication

Protect your customers’ online accounts with additional security through multi-factor authentication. With this feature, users undergo two or more forms of identification, such as a password and a fingerprint. It allows the prevention of unauthorized access and protects sensitive information.


Configurable data-level permissions

Control your data distribution via configurable data-level permissions. This feature allows businesses to specify who can access and modify the chosen information. Data-level permissions are one of the best ways to ensure that sensitive information is only accessible to authorized users.


Role-based access control

Keep your organization secured with digital role-based access control. Assign different levels of access based on employees’ roles and responsibilities. Provide employees with data crucial to perform their job duties, reducing the risk of unauthorized access and data breaches.


Payment data encryption

Encrypt payment data during transmission and storage, and enable additional data protection. This can help you ensure your compliance with GDPR. Protect your customers' payment information with payment data encryption.


Customer data retention and deletion policies

Maintain customer privacy with customer data retention and deletion policies. These policies specify how long customer data is retained, as to when and how it’s deleted. Ensure your customers’ safety and comply with data privacy regulations such as GDPR and CCPA.

Industry regulations to follow

Payment gateway legislation standards

  • GAAP (specifically ASC 606 and IFRS 15)
  • SOC1 and SOC2
  • SOX
  • GDPR (for the EU)

Security standards

  • GDPR
  • PA-DSS
  • ePrivacy

Industry methods and workflows

  • Central Limit Order Book (CLOB)
  • IOI/RFQ/Quote (Negotiation)
  • EMV

Digital signature regulations

  • SES
  • QES
  • AES
  • eIDAS
  • SEPA
  • PAdES
  • NIST

Financial legislation

  • AMLD
  • MiFID II
  • PSD2
  • MiFIR

Services We Offer

Payment processing integration

Simplify the payment process and increase revenue with payment processing integration service. This feature can help you to accept payments from multiple sources, including credit cards, digital wallets, and others through a single integration.

  • Streamlined payment processing
  • Faster checkout times
  • Reduced overall business expenses
  • Nullified manual errors
  • Increased payment security

Fraud detection and prevention

Secure your business and customers’ welfare with fraud detection and prevention service with the Devox development team. Devox payment gateway software development company uses advanced algorithms and machine learning to detect suspicious activity and prevent fraudulent transactions.

  • Reduced risk of chargebacks and fraudulent transactions
  • Increased payment security
  • Improved customer trust and loyalty
  • Increased sales

Data encryption

We can help you protect sensitive information from unauthorized access. Our development team uses a lot of encryption algorithms that scramble data during transmission and storage. This will make the data unreadable to users without the appropriate decryption key.

  • Complete data security
  • Compliance with data privacy regulations
  • Enhanced customer satisfaction
  • Secure data transmission
  • Multi-device protection

Multiple payment methods

Improve customer convenience and satisfaction by integrating various payment methods. It allows accepting payments from a variety of sources, including credit cards, debit cards, digital wallets, or even cryptocurrency platforms.

  • Increased conversion rate
  • Increased revenue from additional payment methods
  • Reduced cart abandonment rates
  • Improved brand perception
  • Wider accessibility

Recurring payments and subscriptions

As a payment gateway software development company, we are focused on increasing your revenue and customer loyalty. Recurring payments allow an automatic charge for a subscription on a regular basis. Integrate monthly or annual transactions to ensure your clients are charged on time and your revenue is stable.

  • Predictable revenue streams
  • Increased customer loyalty
  • Convenient payment processing

Customer account management

Improve customer experience and increase loyalty by integrating customer account management into your software solution. It allows end-users to manage their account information, such as payment methods and shipping addresses, in one place.

  • Improved allocation of resources
  • Increased probability of referral customers
  • Simplified checkout process
  • Enhanced customer satisfaction rates

Reporting and analytics

At Devox payment gateway software development company, we are focused on integrating analytics into your platform. As a result, you can gain insights into your business operations and customer behavior. Track metrics such as sales figures, website traffic, and customer behavior, and use this data to make informed decisions and mitigate risks.

  • Enhanced business operations and decision-making
  • Enhanced business value
  • Improved customer experience
  • Increased decision accuracy
  • Precise decision-making process

Mobile compatibility

Mobile compatibility allows you to increase coverage and work for people on the go. It helps customers access your app whenever it suits them. So, ensure that your website or app is optimized for use on mobile devices and go foot in the foot with market demands.

  • Reduced customer churn
  • Increased accessibility
  • Increased revenue generation
  • Improved brand image
  • Brand presence in media and web

Seek to ensure your customers’ satisfaction? Work with Devox to integrate the best payment gateway solution.

Schedule a call!

Case Studies


Event Management Platform, USA

Function4 is a USA-based professional event ecosystem that offers a simple, user-friendly discovery venue for the financial services sector. The enterprise event management software features a single, real-time dashboard with zero setup for event attendees, hosts, and sponsors. Function4 also provides discovery, data, and tools to help the right people discover the right events.

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Wellness social network and media platform with a marketplace feature, Australia

ActivePlace is a social platform dedicated to health, fitness, and an active lifestyle. It is a three-sided network that connects people with like-minded individuals, mentors, and businesses – all related to physical activity and healthy living. The company approached the development team to create a wellness app that would cater to different categories of users and provide personalized functionality to each member group. The main goal was to build a unique project from scratch that combined social media and marketplace features.

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Multifunctional showroom assistant for world known kitchen appliances manufacturer, Australia.

ILVE is a global manufacturer of gas and electric household cooking appliances with a reach across 40 countries worldwide. Since 1975, the company has been known as a niche brand specializing in developing an extensive range of built-in ovens and cookers for both commercial and domestic use. ILVE was looking to create a showroom assistant to increase the level of sales and make it smooth for the end client. Besides the end client-facing part, a variety of managerial dashboards were created to allow sales consultants and business managers to execute their functions and have everything controlled in one place.

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We Take Payment Gateway Software Development Process Off Your Shoulders

We follow the Software Development Lifecycle (SDLC) to ensure development flexibility. The step-by-step process allows for setting clear goals and deadlines and delivering a superior-quality product quickly.

#1. Validate

  • Clearing out the project ideas
  • Defining project requirements
  • Complying with industry regulations
  • Getting the rough estimate

#2. Plan

  • Conducting a risk assessment
  • Figuring out the development time
  • Setting deadlines
  • Getting the detailed estimate

#3. Design

  • Analyzing the competitors’ solutions
  • Creating the visual concept
  • Preparing the brand book
  • Creating the design app screens

#4. Develop and Test

  • Building an app architecture
  • Integrating required features
  • Finding and fixing bugs
  • Ensuring the app meets requirements

#5. Assess Security

  • Checking app compliance
  • Testing multi-factor authentication
  • Undergoing penetration testing
  • Examining data protection

#6. Deploy and Maintain

  • Publishing the app
  • Delivering software
  • Supporting the product
  • Improving software

Our Clients

We Use Technologies

  • Web Development:
  • DevOps:
  • Mobile Development:
  • Data Visualization:
  • Data Warehouse:
Ruby on Rails
Oracle Database
MS Dynamics
React Native
Power BI
IBM Cognos Analytics
Apache Cassandra

Testimonials Client

Carl-Fredrik Linné Tech Lead at CURE Media

The solutions they’re providing is helping our business run more smoothly. We’ve been able to make quick developments with them, meeting our product vision within the timeline we set up. 

Listen to them because they can give strong advice about how to build good products.
Darrin Lipscomb CEO, Founder at Ferretly

We are a software startup and using Devox allowed us to get an MVP to market faster and less cost than trying to build and fund an R&D team initially. Communication was excellent with Devox. This is a top notch firm.
Daniel Bertuccio Marketing Manager at Eurolinx

Their level of understanding, detail, and work ethic was great. We had 2 designers, 2 developers, PM and QA specialist. I am extremely satisfied with the end deliverables. Devox Software was always on time during the process.
Trent Allan CTO, Co-founder at Active Place

We get great satisfaction working with them. They help us produce a product we’re happy with as co-founders. The feedback we got from customers was really great, too. Customers get what we do and we feel like we’re really reaching our target market.
Andy Morrey Managing Director at Magma Trading

I’m blown up with the level of professionalism that’s been shown, as well as the welcoming nature and the social aspects.

Devox Software is really on the ball technically.

Vadim Ivanenko COO at Optherium

Great job! We met the deadlines and brought happiness to our customers. Communication was perfect. Quick response. No problems with anything during the project. Their experienced team and perfect communication offer the best mix of quality and rates.
Jason Leffakis Founder, CEO at Function4

The project continues to be a success. As an early-stage company, we're continuously iterating to find product success. Devox has been quick and effective at iterating alongside us. I'm happy with the team, their responsiveness, and their output.
John Boman Product Manager at Lexplore

We hired the Devox team for a complicated (unusual interaction) UX/UI assignment. The team managed the project well both for initial time estimates and also weekly follow-ups throughout delivery. Overall, efficient work with a nice professional team.
Tamas Pataky Head of Product at Stromcore

Their intuition about the product and their willingness to try new approaches and show them to our team as alternatives to our set course were impressive. The Devox team makes it incredibly easy to work with, and their ability to manage our team and set expectations was outstanding.
Stan Sadokov Product Lead at Multilogin

Devox is a team of exepctional talent and responsible executives. All of the talent we outstaffed from the company were experts in their fields and delivered quality work. They also take full ownership to what they deliver to you. If you work with Devox you will get actual results and you can rest assured that the result will procude value.
Mark Lamb Technical Director at M3 Network Limited

The work that the team has done on our project has been nothing short of incredible – it has surpassed all expectations I had and really is something I could only have dreamt of finding. Team is hard working, dedicated, personable and passionate.

I have worked with people literally all over the world both in business and as freelancer, and people from Devox Software are 1 in a million.
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Questions You May Have

How does payment gateway ensure transaction security?

At the process of payment gateway software development, Devox professionals employ advanced encryption technologies, compliance with PCI DSS standards, and robust fraud detection mechanisms. This ensures that every transaction is secure, protecting both the business and its customers from potential threats and fraud.

Which programming language is best for a payment gateway?

Simply put, there is no single “best” programming language for a specific goal. However, popular languages used for payment gateway development include Java, PHP, Python, Ruby, and .NET. The final choice depends on factors such as the payment gateway software development company’s expertise, the complexity of the project, and compatibility with existing systems.

How long does the payment gateway integrate?

It takes several weeks to several months, averaging at 2–3 weeks. The truth is that the time it takes to integrate a payment gateway varies depending on many factors. These factors include: 

  • the complexity of the system, 
  • the payment gateway provider, 
  • the development team’s experience. 

It’s also heavily depending on the scope of the project and any customizations required.

What is the difference between API and payment gateway?

An API is a set of protocols and tools for building software applications. It defines how different software components should interact with each other.
A payment gateway is a third-party service that handles payment processing between a website/app owner and a customer’s bank.

Can you integrate your solutions with existing financial systems?

Sure, our solutions can be integrated with existing financial systems to ensure seamless and efficient operations. We possess expertise in integrating ERP systems, payment and data suppliers, anti-fraud systems, and identity verification (KYC/AML) components.

What is the transaction success rate of your payment gateway, and how do you optimize it?

Our payment gateway boasts a high transaction success rate, attributable to its robust infrastructure and intelligent routing systems. We continuously monitor and optimize the transaction process, using data analytics to identify and address any issues that might affect success rates, such as bank downtimes or network issues.

How do you approach a financial software development project?

Our methodology entails evaluation of your needs and requirements, creation of a comprehensive project plan utilizing our technical and domain knowledge, deployment of solutions using an Agile approach, and thorough testing and quality assurance prior to release.

How do you ensure the security and privacy of financial data?

We tend to follow the latest security protocols and implement data encryption, and multi-factor authentication, along with security measures to ensure the safety and privacy of your financial data.

How does custom gateway comply with data protection and privacy laws like GDPR and CCPA?

We adhere to GDPR, CCPA, and other privacy regulations by implementing strict data handling and processing protocols. This includes end-to-end encryption of data, regular audits, and compliance checks. Our software payment gateway includes features for obtaining and managing customer consent, data anonymization tools, and easy access for users to request data deletion or portability, ensuring their rights under these laws are respected and upheld. Regular training for our staff on data protection laws and continuous monitoring for compliance are also part of our commitment.

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