E-Wallet Application Development

Devox Software provides custom e-wallet app development services. Our team of 100+ skilled developers is ready to make your software ideas into reality.

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Custom Features to Add

Digital payment

E-wallets are actively used for digital payments through customers’ mobile devices, eliminating the need for physical cash or credit cards.

Loyalty programs

Some e-wallet apps offer users loyalty programs or rewards for using their apps, which can induce users to continue using the app.

Multiple payment options

It’s better to let users add multiple payment options such as credit cards, debit cards, and bank accounts, giving payment flexibility.

Bill Payments

There can be pre-built templates to pay bills such as utilities, internet, or phone bills directly through the app.

Transfer Funds

One of the most popular features is transferring money on the go to other e-wallet users or bank accounts.

Budget Tracking

It’s good to include budget tracking and spending analysis tools that help users manage their finances better.

QR code scanning

Integrate a QR code scanner to allow customers to make payments by scanning a code at the point of sale.

In-app chat

Implement a customer support option in the app. Offer users to text a specialist and ask questions they have.

Have an e-wallet software in mind? Schedule a consultation with our development team to discuss features and tech stack!

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Why Security Is a Key to Your Success

Digital wallet development requires following security standards and protocols since it is crucial to protect sensitive financial and personal information for any financial app.


Multi-factor authentication

Advanced security protects sensitive information. Multi-factor authentication allows ensuring that only authorized users can access the app.


Configurable data-level permissions

Connect different environments to the master site with different data stored on it. Control the permissions and have full transparency over the permissions of your customers and staff.


Role-based access control

Set your users and employees on different permissions levels. Users and employees can have different data segments they view and work with.


Payment data encryption

Protect the business information from being stolen. We provide you with different tools to achieve the highest results from the top-5 list including Folder Lock, Nord Locker, and AxCrypt.


Customer data retention and deletion policies

Customers’ data will be deleted after the retention time frame is achieved. Get enhanced security, as sensitive data won’t be stored on the servers after the set time frame.

Industry Regulations to Follow

E-wallet legislation standards

  • KYC and AML
  • Consumer Protection
  • Regulatory Compliance
  • Dispute Resolution

Security standards

  • GDPR
  • PA-DSS
  • ePrivacy

Industry methods and workflows

  • Central Limit Order Book (CLOB)
  • IOI/RFQ/Quote (Negotiation)
  • EMV

Digital signature regulations

  • SES
  • QES
  • AES
  • eIDAS
  • SEPA
  • PAdES
  • NIST

Financial legislation

  • AMLD
  • MiFID II
  • PSD2
  • MiFIR

Services we offer

Mobile Wallet Integration

Mobile Wallet Integration

Integrate a mobile wallet application with a merchant's payment processing system to enable customers to make payments using their mobile devices. It allows customers to store their payment information securely, such as credit card details, bank account information, or digital currency.

  • Apple Pay
  • Google Play
  • Venmo
  • Samsung Pay

Cryptocurrency Wallet Development

Cryptocurrency Wallet Development

As an e-wallet app development company, we help develop a cryptocurrency wallet that can securely store, send, and receive cryptocurrencies of your choice. Create a software application that interacts with a blockchain network and enables customers to manage their digital assets.

  • Bitcoin
  • Ethereum
  • Litecoin

Open Wallet Development

Open Wallet Development

Providing e-wallet app development services, we create a type of cryptocurrency wallet that allows users to store, send, and receive cryptocurrencies, and it is accessible to anyone who wants to use it.

  • Blockchain platform
  • Open-source wallet release
  • Community contributions

Semi-Closed Wallet

Semi-Closed Wallet

We assist in building semi-closed wallets to make purchases and payments at a specific network of merchants or service providers. They are typically issued by non-banking entities and are not linked to a bank account or a credit/debit card.

  • third-party APIs
  • NFC integration
  • OTP-based integrations

Ready to start e-wallet application development? We offer full-cycle software development to ensure application stability and security.

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We Take Digital Wallet Development Process Off Your Shoulders

We follow the Software Development Lifecycle (SDLC) to ensure development flexibility. The step-by-step process allows for setting clear goals and deadlines and delivering a superior-quality product quickly.


  • Clearing out the project ideas
  • Defining project requirements
  • Complying with industry regulations
  • Getting the rough estimate


  • Conducting a risk assessment
  • Figuring out the development time
  • Setting deadlines
  • Getting the detailed estimate


  • Analyzing the competitors’ solutions
  • Creating the visual concept
  • Preparing the brand book
  • Creating the design app screens

Develop and Test

  • Building an app architecture
  • Integrating required features
  • Finding and fixing bugs
  • Ensuring the app meets requirements

Assess Security

  • Checking app compliance
  • Testing multi-factor authentication
  • Undergoing penetration testing
  • Examining data protection

Deploy and Maintain

  • Publishing the app
  • Delivering software
  • Supporting the product
  • Improving software

Our Clients

Technologies we Use

  • Front-end technologies
  • Back-end technologies
  • DevOps technologies
MS Dynamics
Google Cloud
MS Azure

Case Studies


Event Management Platform, USA

Function4 is a USA-based professional event ecosystem that offers a simple, user-friendly discovery venue for the financial services sector. The enterprise event management software features a single, real-time dashboard with zero setup for event attendees, hosts, and sponsors. Function4 also provides discovery, data, and tools to help the right people discover the right events.

View case


Wellness social network and media platform with a marketplace feature, Australia

ActivePlace is a social platform dedicated to health, fitness, and an active lifestyle. It is a three-sided network that connects people with like-minded individuals, mentors, and businesses – all related to physical activity and healthy living. The company approached the development team to create a wellness app that would cater to different categories of users and provide personalized functionality to each member group. The main goal was to build a unique project from scratch that combined social media and marketplace features.

View case


Multifunctional showroom assistant for world known kitchen appliances manufacturer, Australia.

ILVE is a global manufacturer of gas and electric household cooking appliances with a reach across 40 countries worldwide. Since 1975, the company has been known as a niche brand specializing in developing an extensive range of built-in ovens and cookers for both commercial and domestic use. ILVE was looking to create a showroom assistant to increase the level of sales and make it smooth for the end client. Besides the end client-facing part, a variety of managerial dashboards were created to allow sales consultants and business managers to execute their functions and have everything controlled in one place.

View case
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Testimonials Client

Carl-Fredrik Linné Tech Lead at CURE Media

The solutions they’re providing is helping our business run more smoothly. We’ve been able to make quick developments with them, meeting our product vision within the timeline we set up. 

Listen to them because they can give strong advice about how to build good products.

Darrin Lipscomb CEO, Founder at Ferretly

We are a software startup and using Devox allowed us to get an MVP to market faster and less cost than trying to build and fund an R&D team initially. Communication was excellent with Devox. This is a top notch firm.

Daniel Bertuccio Marketing Manager at Eurolinx

Their level of understanding, detail, and work ethic was great. We had 2 designers, 2 developers, PM and QA specialist. I am extremely satisfied with the end deliverables. Devox Software was always on time during the process.

Trent Allan CTO, Co-founder at Active Place

We get great satisfaction working with them. They help us produce a product we’re happy with as co-founders. The feedback we got from customers was really great, too. Customers get what we do and we feel like we’re really reaching our target market.

Andy Morrey Managing Director at Magma Trading

I’m blown up with the level of professionalism that’s been shown, as well as the welcoming nature and the social aspects.

Devox Software is really on the ball technically.

Vadim Ivanenko COO at Optherium

Great job! We met the deadlines and brought happiness to our customers. Communication was perfect. Quick response. No problems with anything during the project. Their experienced team and perfect communication offer the best mix of quality and rates.

Jason Leffakis Founder, CEO at Function4

The project continues to be a success. As an early-stage company, we're continuously iterating to find product success. Devox has been quick and effective at iterating alongside us. I'm happy with the team, their responsiveness, and their output.

John Boman Product Manager at Lexplore

We hired the Devox team for a complicated (unusual interaction) UX/UI assignment. The team managed the project well both for initial time estimates and also weekly follow-ups throughout delivery. Overall, efficient work with a nice professional team.

Tamas Pataky Head of Product at Stromcore

Their intuition about the product and their willingness to try new approaches and show them to our team as alternatives to our set course were impressive. The Devox team makes it incredibly easy to work with, and their ability to manage our team and set expectations was outstanding.

Stan Sadokov Product Lead at Multilogin

Devox is a team of exepctional talent and responsible executives. All of the talent we outstaffed from the company were experts in their fields and delivered quality work. They also take full ownership to what they deliver to you. If you work with Devox you will get actual results and you can rest assured that the result will procude value.

Mark Lamb Technical Director at M3 Network Limited

The work that the team has done on our project has been nothing short of incredible – it has surpassed all expectations I had and really is something I could only have dreamt of finding. Team is hard working, dedicated, personable and passionate.

I have worked with people literally all over the world both in business and as freelancer, and people from Devox Software are 1 in a million.

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Questions You May Have

What is e-wallet app development?

E-wallet application development is a full-cycle software development from scratch tailored to your business needs specifically.  E-wallets are actively used for digital payments through customers’ mobile devices, eliminating the need for physical cash or credit cards. Additionally, some e-wallet apps offer users loyalty programs or rewards for using their apps, which can induce users to continue using the app.

How do you approach a financial software development project?

Our methodology entails evaluation of your needs and requirements, creation of a comprehensive project plan utilizing our technical and domain knowledge, deployment of solutions using an Agile approach, and thorough testing and quality assurance prior to release.

What are the benefits of digital wallets?

There are a lot of benefits:

  1. Convenience. Customers can store their payment information in their wallets and make purchases with just a few clicks, without the need to enter payment details every time they make a purchase.
  2. Security. E-wallets tend to use encryption technology and two-factor authentication to ensure that users’ data is safe and secure.
  3. Accessibility. Digital wallets are accessible from anywhere with an internet connection, making it easy for users to make purchases and transfer money.

How much does e-wallet application development cost?

Digital wallet development prices vary from case to case. It is an investment and should be seen as an input aimed at further enhancing the profitability of your business. If you’re looking for a more detailed quota, you should contact us and get on a consultation. To cut costs, you can try out some standard methods like starting out with an MVP.

Which tech stack can you offer for my e-wallet software solution?

We follow a single-page application approach and RESTful services. Our key technologies are Angular, React, and Vue.js for front-end development; .NET, Node.js, Java, PHP, and Python are used for back-end solutions. But each business is unique and if you need any custom solution, we’d be glad to discuss it with you.

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